These pools arrive at a critical moment for DYP, which analysts predict will surge by orders of magnitude in the weeks to come. 

DYP's New Pools

According to a company statement, the Buyback pool will allow users to deposit various cryptos or tokens to begin earning. These include WBNB, BTCB, ETH, BUSD, or CAKE.

Upon deposit, assets are converted into a mix of DYP and iDYP tokens and placed into a staking contract. Users can then earn 30% to 100% APR, depending on how long they choose to lock up their tokens. All rewards are then distributed in DYP upon withdrawal.

Farming will provide another method for users to profit from their WBNB, ETH, or BUSD holdings. After depositing one of the platform's supported assets, users can start earning WBNB, ETH, and DYP as their rewards.

To protect from iDYP's price volatility, all pool rewards are automatically converted into WBNB. However, liquidity providers may also choose to be rewarded in ETH. Upon withdrawal, a user's funds will be 75% returned in the original deposit asset, and 25% returned in DYP.

Finally, staking lets DYP holders earn up to 50% APR with no impermanent loss. Like the buyback pool, the yield rate depends on how long users choose to lock up their holdings. It includes an integrated “reinvest” function, automatically distributing rewards back into the staking pool to compound one's earnings. 

The staking pool also features a referral program, which will grant 5% of the referred party's staked earnings back to the person who referred to the Defi Yield Protocol. This gives users the chance to profit from helping market Defi Yield Protocol to friends and family, at no gas fee.

Altogether, the buyback, farming, and staking pools accrued over $40 million in deposits within a week after launch. As a reward, DYP paid 15,867 AVAX, 7,997 BNB, and 9,032 ETH to its respective, amounting to $44,149,334 worth of tokens at the time, With such lucrative payouts, its clear to see why users – and analysts – would be bullish about the platform.

DYP Ready to Pump, According to Analysts

CryptoBusy and Crypto Hustle – cryptocurrency traders and YouTubers – released a collaborative analysis video earlier this month. They offered their predictions for which altcoins would see the greatest returns during this bull cycle. Trading for about $0.72 at the time, Busy said that DYP was “potentially a 100x altcoin or higher”.

“Great team, great whitepaper, great roadmap, and great technology behind this as well,” said the Youtuber. 

Busy called attention to DYP's anti-manipulation mechanism – which protects against the volatility of platform-native tokens used for rewards, such as BNB and AVAX – among other unique features.

Shortly afterward, DYP was deemed a “gem” investment pick by fellow trader CryptoRevolution, in his mid-November video titled “parabolic altcoin picks”. After investing in early November, the Youtuber personally saw 70% gains in DYP after only ten days.

Revolution anticipated that DYP would reach $1.28, or even $1.56 – over double its current market price. This is due to the large number of updates set to launch on Defi Yield Protocol in the weeks to come, which inspires the YouTuber's confidence in its future success. Besides an upcoming NFTs marketplace, DYP will also introduce NFT dapps, and specialized staking pools on Avalanche and Ethereum, equivalent to their new pools on BSC.

What is Defi Yield Protocol?

Defi Yield Protocol (DYP) is a multi-purpose platform for staking, yield farming, NFTs, and various trading solutions. 

Uniquely, DYP is the first Defi platform to reward users in Ether. It also features anti-manipulation protection that protects the rewarding stability for those being rewarded in not-so-stable platform native tokens, such as iDYP.

The platform primarily functions as a decentralized tool dashboard. It includes decentralized scores, trust vote systems, and yield farm data to help investors make informed decisions.

The protocol is set to release numerous features in the future, including staking, farming, and buyback pools on Avalanche and Ethereum.

Website| Announcements | Discord | Twitter | Telegram | GitHub| YouTube 

Retailers are expecting a record number of holiday shoppers on Thanksgiving weekend placing parcel delivery companies in the spotlight to meet consumers' holiday expectations.

Explosive e-commerce growth during the pandemic coupled with last-mile deliveries has made it necessary for fleet managers to turn to companies like Penske Truck Rental for additional equipment.

Penske, which has one of the largest rental fleets in North America, works with parcel delivery companies throughout the year to anticipate rental truck needs heading into the holiday season.

"We meet with our providers and vendors in the first quarter of the year to evaluate the previous year. And then, we meet several times throughout the year to discuss preparations for the upcoming holiday package season. We have a great working relationship with the delivery companies and value our partnership." said Jeff Werner, director of commercial rental sales for Penske Truck Rental.

Chances are during peak holiday delivery periods a Penske rental truck will be there to help your favorite parcel company deliver during the holidays.

Holiday Shopping List

The National Retail Federation (NRF) predicts holiday sales in November and December will increase to between $843.3 billion and $859 billion, an increase over 2020. Consumers are expected to spend an average of $997.73 during the holidays.

The holiday shopping period – Thanksgiving Day through Cyber Monday – will feature nearly 2 million more shoppers than last year, according to the results of a survey by the NRF and Prosper Insights & Analytics.

"We're expecting another record-breaking holiday season this year, and Thanksgiving weekend will play a major role as it always has," said Matthew Shay NRF president and CEO.

Two-thirds of holiday shoppers surveyed plan to shop on Thanksgiving weekend, with more than 30 million planning to shop in-store or online on Thanksgiving Day.

Black Friday remains the most popular shopping day with 108 million consumers planning to make purchases followed by Cyber Monday and Small Business Saturday.

Meeting the Need

In previous years, late October and November have been months when rental truck requests from parcel carriers and others would start to increase. This year, the increase has occurred much sooner.

"Customers are purchasing items earlier to ensure they have them for the holiday season, which is causing the delivery companies to pick-up the trucks earlier than in past years. This will also ensure they have the necessary equipment for the last-minute holiday rush."

In addition to parcel delivery companies, Penske also supports the needs of small and medium-sized businesses that experience similar spikes in holiday demand.

"There are businesses (large and small), that are in need of extra equipment over the holiday season." Werner said. "With Penske's large fleet, we are able to work with the customers to provide equipment."

Penske draws on years of holiday rental demand experience to balance the needs of large parcel carriers and regional and local businesses. "Our teams are working hard to ensure there is equipment available for every type of business," Werner said.

While the holiday shopping season is in full swing, Werner advises businesses seeking rental trucks to act now.

"We constantly have new trucks coming in and customers returning trucks, so there is constantly an inventory turn around," Werner said. "Our teams do a great job of positioning equipment to take care of all of our customers."

Preparation is key.

"Customers need to plan ahead and give us a call at the earliest time they think they will need equipment," Werner said.

Penske offers a wide variety of rental trucks from large commercial semi-tractors and trailers to small box trucks. Penske encourages retailers and businesses to make reservations by calling its hotline for business rentals, 1-800-PENSKE1.

By Bernie Mixon

3air will kick off its public sale on November 26, as seen on the presale page.

3air Token Public Sale Details

The platform is building its upcoming public sale on the successful private sale rounds, which saw numerous participants joining. Currently, users register for the public sale and are awaiting Know Your Customer (KYC) and AML verifications.

The platform will sell the token at $0.06 at the public sale, which will offer the initial and final supply of tokens in presale rounds. To enter, you will need a minimum ticket of $600, while the maximum investment opportunity stands at $49,800.

The team securely developed the token on Cardano, utilizing the blockchain's IOHK Atala Prism Identity Management solution.

The platform will dedicate 20% of the 1 billion maximum token supply to the public sale. This allocation differs from the seed sale and private rounds, which represented 1% and 11% of total supply, respectively.

3air provides a detailed breakdown of its token sales. Also, the company believes that the disclosure of the token's distribution is crucial to prevent future supply changes.

The platform reassures its user base that all token distributions run on smart contracts. Therefore, you will receive your tokens once the sale closes automatically through an app on your ADA wallet.

Unfortunately, some countries will not be able to participate in token sales. The US, North Korea, Zambia, Central African Republic, British Virgin Islands, China, Venezuela, Iran and Iraq.

Tapping into Untapped African Markets

Investors have long recognized the African continent as a region full of potential and talent. However, the current lack of broadband internet and its supporting infrastructure causes a digital divide that slows down economic growth.

African cities can grow faster and thrive with more reliable internet connectivity. However, building telecommunication lines and burying fiber network cables requires substantial investments in infrastructure. Currently, internet providers focus primarily on business districts only, and Internet connections are limited and unreliable. A report by the World Bank estimates that it would take over $100 billion of investment and 10 years to achieve widespread broadband connectivity using traditional means.

3air recognizes this need for high speed internet and aims to close the digital divide faster and at lower costs. In a simulation of market potential using Nigeria as an example, 3air estimates that the value of the Nigerian markets' untapped annual revenue for Internet services is worth $60 billion. Establishing more affordable and faster internet connectivity would therefore not only benefit local populations, but token holders as well.

3air uses all these factors as motivation to provide broad premium bandwidth in African cities to previously underserved areas. In this regard, the platform relies on a talented and experienced team of specialists in IT, blockchain, marketing, and telecommunication.

Blockchain technology is leveraged by 3air to provide a trustless, decentralized environment that maintains security and user data protection. Users will be able to create digital identities, enabling access to bankless payments, health, work and education. Internet, TV and IP Telephony subscriptions will be paid for using the 3air token. The token will also be used for bandwidth sharing, HW insurance and maintenance, rewards, referrals, staking and community governance.

Fruitful Partnerships

Besides developing on Cardano, 3air is acquiring more partnerships to drive its vision to completion. One of these strategic collaborations is with the telecom service provider K3 Telecom. The Swiss company's patented technology will develop the broadband connection for 3air using innovative wireless technology that is able to set up high speed internet connectivity in a new region in a matter of months. 

Its optic grade air connectivity can provide 1Gbps internet speed and over 150 television channels. The technology, K3 last mile, is ready for the world, utilizing innovative technology, a functional business plan, and a successful proof of concept in Sierra Leone. Other 3air partnerships include collaborations with IT TIM, CV Labs Global, and iceaddis.

These business and technological joint efforts show 3air's commitment to providing Africa with better internet connectivity. Thanks to its innovative projects and ideas, individuals and businesses in African cities will finally upgrade to fast and cost-effective internet services.

Technology moves fast and slow. Weekly reports of developments in digital assets and cryptocurrencies this week show how fast new technologies can develop. At the same time, the news and announcements that caught my attention this week focus on good old application programming interfaces (APIs) gaining new uses to make the traditional world of institutional investing more efficient. APIs are not new. I first wrote about them in 2015 for Independent Banker magazine. “The real power of API software lies in providing additional services for customers and data to customers. The newest use of APIs is to provide public access

The post API Technology Moves into Institutional Investments first appeared on FinTech Rising.

A victim of identity theft tells us how criminals used his identity to commit fraud and what it took to put his life back in order

The post ‘My bank account was in a shambles’: The ordeal of an identity theft victim appeared first on WeLiveSecurity

-- EmiSwap (https://emiswap.com), the only community-governed decentralized exchange (DEX) paying out high rewards for liquidity providers, today announced its integration with Polygon blockchain, the leading platform for Ethereum scaling and infrastructure development. The new integration will aim to reduce the transaction costs without compromising output, enabling quicker and cheaper user transactions. The integration will allow users to execute trades instantly using the EmiSwap interface and pooled liquidity utilizing Polygon's full-stack layer 2 scaling solutions.

While the Ethereum network currently hosts the bulk of EmiSwap activity, it is not always a viable option for traders, due to ongoing network congestion and high gas and transaction rates. Even with the recently reduced capacity, spending over $25-$250 dollars for a single transaction fee is quickly becoming unjustifiable to many crypto investors. EmiSwap's new integration with Polygon will offer a viable layer 2 solution: making Ethereum much more usable and cheaper with a 0.001 MATIC gas fee on the platform. 

“We are delighted to be working with Polygon to bring their scalability solutions to the market, as it enables new innovative and value-adding services for our users,” said Grigory Rybalchenko, founder and CEO of EmiSwap. “Now, EmiSwap users will have the option to swap and provide liquidity on EmiSwap DEX with fast and nearly free transactions due to the Polygon integration. This is the next phase in the development of a multichain decentralized platform that will allow us to provide additional value to the DeFi market and our community.”  

EmiSwap aims to become the go-to multichain AMM DEX providing users with simple and affordable transactions. The new Polygon integration will provide the EmiSwap community with several advantages including:

• Users will be able to stake their LP tokens into the new farming pool and win a 365% APR airdrop (per liquidity) plus additional percentage APR for farming with 0.25 percent of the platform fees paid by the token swappers. The reward amount grows with the amount held in the liquidity pool.
  
  

• The 180 percent airdrop that will provide liquidity in any pool with ESW token and will receive 180 percent APR (per liquidity) + 0.25 percent of the platform's fees will be paid by token swappers. Similarly to the 365 percent APR airdrop. 
  
  

• Users can check here (https://emiswap.com/farm) the percentage APR Farming pool in which users can provide liquidity or stake their LP token in farming pools and receive high percentage APR rewards daily. Again, 0.25 percent of the platform's fees will be paid by token swappers. The XXX percent APR farming pool will launch on November 23,2021. Users will also have access to migrate liquidity from QuickSwap. Pairs available for liquidity migration are WETH-USDC, WETH-WMATIC, WETH-WBTC, USDC-USDT and WMATIC-USDT.

Additionally, the Referral Program will work with both 365/180 percent airdrops. With three referral levels, users will be able to receive a percentage from the rewards of users they have invited to the EmiSwap platform:

• Level 1: If a user invites USER1 by their referral link, the user will receive 3 percent of their reward.

• Level 2: If USER1 invites USER2, the original user will receive 5 percent of USER2 rewards.

• Level 3: IF USER2 invites USER3, the original users will receive 7 percent of the USER3 reward. 

EmiSwap now supports Ethereum, Kucoin, and Polygon blockchains with Near Protocol, Avalanche and Binance Smart Chain currently under development. 

For more information, please visit EmiSwap's official Website and Medium as well as follow the EmiSwap Telegram group.

About Polygon

Polygon is the leading platform for Eutherum scaling and infrastructure development. Its growing suite of products offers developers easy access to all major scaling and infrastructure solutions (ZK Rollups and Optimistic Rollups), sidechains, hybrid solutions, stand-alone and enterprise chains, datavailabilit solutions and more. Polygon's scaling solutions have seen widespread adoption with more than 1200 applications hosted, about 600M total transactions processed, about 60M unique user addresses and more than $5B in secured assets. Learn more about Polygon by visiting their Website, Twitter, Ecosystem Twitter, Reddit, Discord, Telegram and Instagram.

About EmiSwap  

EmiSwap is an audited, cross-chain AMM DEX that allows users to safely extract over high APR daily from liquidity mining and farming on Ethereum, Kucoin and Polygon. EmiSwap distributes 0.05 percent of the exchange volumen to ESW token holders, compensates 100 percent of the ETH gas users pay and features unique and yield-boosting NFT Magic Cards that increase user's yield. EmiSwap is audited by Hacken and BluSwarm and constantly adjusts APR, launches new farming pools and distributes additional rewards for liquidity providers. Learn more about EmiSwap AMM DEX and join the decentralized family by visiting the Website, Twitter, Medium, Telegram, Discord and GitHub. 

We’re empowering the future of learning on Roblox through the Roblox Community Fund, which aims to bring more high-quality educational experiences to Roblox.

The post The Next Chapter of Teaching and Learning on Roblox appeared first on Roblox Blog.

In this era of contactless payments, businesses and consumers need a payment service provider (PSP) to handle online transactions. As it stands, the projected transaction value for PSPs is 6.68 trillion USD — which highlights the ongoing shift to digital PSPs. But what is a PSP and what do PSPs do? In this article, we […]

The post Software for Payment Service Providers: Top 7 Must-Have Features appeared first on SDK.finance - White-Label Digital Core Banking Software.

In-person ecommerce conferences are on the verge of a huge comeback in 2022. After almost two years of COVID-19 pandemics, event organizers are slowly taking up the threads of ecommerce trade shows (following the local public health protocols, of course). At Elogic, we’re more than excited about the possibility to get together with the industry […]

The post Ecommerce Trade Shows 2022: A List of Global Ecommerce Conferences You Can’t Miss appeared first on Elogic.

It’s often said that data breaches are no longer a matter of ‘if’, but ‘when’ – here’s what your organization should do, and avoid doing, in the case of a breach

The post When the alarms go off: 10 key steps to take after a data breach appeared first on WeLiveSecurity