Many are divided over the safety of virtual assistants and lack trust in their use for managing finances  With voice-activated services, such as SIRI, Alexa...

SIBOS is well and truly over. So, what did it mean for you? Sore feet from walking the conference floor and a sore head...

The ecommerce industry has been growing rapidly since 2014. In 2022, the global ecommerce industry is worth over 4.9 trillion U.S. dollars. According to...

In February 2021, the Reserve Bank of India published a paper detailing Digital Payment Security Controls (DPSC). The paper was developed to aid Indian...

Every year about 30% of restaurants go bust. The life of any hospitality or brick-and-mortar retail business is usually short, particularly in the small...

Despite regulations being designed to simplify compliance processes and minimise credit risk, the pace of change in the financial services world is so fast...

The world of consumer banking received an innovation boost when the EU regulation PSD2 enforced the rails for Open Banking. This disruptive force offers...

We live the time when garage inventions are not really possible anymore – everything truly great should be created by at least medium-size teams...

Currently, U.S. companies are facing a severe and two-pronged problem. On one side, there is a massive talent shortage, making it difficult to hire qualified...

Introduction Data Literacy is the ability to read, write, understand, and communicate with data effectively so that information is used to enable quick business decisions...

In some of my previous blogs (cfr. "Is a new bank consolidation wave inevitable?" - https://bankloch.blogspot.com/2021/03/is-new-bank-consolidation-wave.html and "Neobanks should find their niche to improve their profitability"...

Peer to Peer or P2P models in Fintech were one of the earliest to take hold post Financial Crisis. Some companies flourished and some...