Leitores antigos saberão que eu amo ganhou acesso ao salário (EWA). Acho que é uma das inovações fintech mais eficazes para mudar o rumo da saúde financeira.

Os empréstimos consignados tornaram-se generalizados principalmente porque os empregadores vinculavam os salários de seus funcionários, liberando-os apenas no dia do pagamento. Isso está mudando rapidamente.

Primeiro foi Nevada, depois veio o Missouri e agora Wisconsin se torna o terceiro estado a promulgar legislação que regulamenta a EWA. Governador Evers assinou Projeto de montagem 574 em lei no início desta semana. A nova lei cria um quadro regulamentar para a EWA que foi suportado pelo American Fintech Council, bem como pelo líder da indústria DailyPay, que divulgou este anúncio hoje mesmo.

O projeto bipartidário cria um regime de licenciamento dentro da Divisão Bancária de Wisconsin assim que entrar em vigor em seis meses.

Na ausência de qualquer vontade política a nível nacional para resolver esta questão crítica, cabe aos estados assumir a liderança.

Quando todos tiverem acesso aos seus salários auferidos sempre que quiserem, reduziremos drasticamente a procura de empréstimos consignados. E isso levará a uma melhoria significativa na saúde financeira geral.

Fique atento para um mergulho mais profundo na regulamentação do acesso aos salários ganhos por Tony Zerucha em breve.

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• Fonte: https://www.fintechnexus.com/wisconsin-becomes-third-state-to-pass-an-earned-wage-access-law/