Morphisec has recently monitored a highly sophisticated Crypter-as-a-Service that delivers numerous RAT families onto target machines. The Crypter is most commonly delivered through phishing emails, which lead to the download of a visual basic file. In some cases, however, the attack chain starts with a large install file, such as an Adobe installer, which bundles the next stage.

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Source: https://blog.ourcrowd.com/revealing-the-snip3-crypter-a-highly-evasive-rat-loader/