Financial insecurity is a long-running problem for U.S. consumers, exacerbated by the ongoing economic recession. Studies have found that 71 percent of households are considered financially unhealthy, with AARP finding that more than half of Americans have no emergency savings to weather financial crises. Another study from Bankrate found that only 39 percent of Americans can afford an unexpected expense of $1,000.

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Source: https://blog.ourcrowd.com/how-dailypay-works-to-address-on-demand-payroll-expectations/