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Lilọ kiri ni agbegbe fintech M&A lọwọlọwọ: Awọn ọgbọn oke fun aṣeyọri

ọjọ:

Ni ọdun 2023, iṣẹ-ṣiṣe M&A ṣubu si ipele ti o kere julọ ni ọdun mẹwa, bi awọn oṣuwọn iwulo giga ati idinku eto-ọrọ eto-aje agbaye kan fa iṣowo silẹ. Ni pataki, lapapọ awọn ṣiṣan iṣowo M&A ṣubu nipasẹ 18% si bii $3 aimọye, iye ti o kere julọ lati ọdun 2013, ni ibamu si Reuters. Ilọkuro yẹn ti kan gbogbo awọn apa, pẹlu fintech

Pelu agbegbe nija yii, nọmba ti o nilari ti awọn iṣowo tun n ṣe - ni pataki ni aaye fintech. Awọn iṣowo wọnyi ti wa ni akọkọ ni irisi awọn idoko-owo ilana ati awọn ohun-ini ti o kan awọn ile-iṣẹ ti o n tiraka pẹlu ṣiṣan owo. A tun ti jẹri “ofurufu si didara” pẹlu awọn ile-iṣẹ resilient fifamọra awọn onifowole ifigagbaga. Ṣugbọn lapapọ, nigba ti o ba de si fintech M&A, o jẹ pataki kan “duro ati wo ere” bi ọpọlọpọ ti joko lori awọn ẹgbẹ ni ireti pe awọn ipo ọja yoo ni ilọsiwaju.

Awọn ọgbọn mẹta fun lilọ kiri ni ayika fintech M&A lọwọlọwọ

Ti o ba n ṣetan ile-iṣẹ fintech rẹ fun tita tabi igbega olu, igbaradi yoo jẹ bọtini si aṣeyọri rẹ. A funni ni awọn ọgbọn bọtini diẹ ti o da lori ohun ti a ti jẹri ni ala-ilẹ fintech M&A lọwọlọwọ:

1. Gba didara ijabọ dukia 

A n rii pe awọn oludokoowo ko wa lati ṣe inawo idagbasoke; dipo wọn n wa lati ṣe inawo sisan owo. Didara ijabọ owo-owo - eyiti o pese akopọ ti iṣẹ inawo ile-iṣẹ kan, pẹlu owo-wiwọle, awọn inawo ati awọn dukia — yoo ṣe iranlọwọ fun awọn olura ti o ni agbara tabi awọn oludokoowo ni igboya pe awọn metiriki inawo jẹ deede. 

Fi fun aisedeede ti awọn ipo eto-aje lọwọlọwọ, ọja naa fẹ lati rii diẹ sii ju awọn alaye inawo ti a ṣayẹwo. Wọn fẹ oye ti awọn inawo ti o wa lọwọlọwọ bi o ti ṣee. Ti o ni idi ti didara ijabọ awọn dukia jẹ pataki - o ṣe iranlọwọ lati kun diẹ sii lọwọlọwọ ati aworan alaye ti ilera eto inawo ti agbari rẹ. 

2. Wa ni imurasilẹ fun aisimi ni kutukutu 

O jẹ aye tuntun nigbati o ba de si aisimi to pe. Laipe, aṣa ti wa fun ipele yii lati waye paapaa ṣaaju ki o to awọn Atọka ti Eyiwunmi (IOI) alakoso idunadura. Eyi jẹ iyipada ti o ṣe akiyesi ninu ilana M&A, pẹlu awọn olura ti o bẹrẹ aisimi ni iṣaaju ni igbesi-aye iṣowo naa. Ohun ti eyi tumọ si fun awọn ti o ntaa ni pe iwọ yoo nilo lati ni deede ati igbẹkẹle awọn metiriki ijabọ owo bọtini laipẹ. Eyi ṣee ṣe julọ lati ṣẹlẹ nitori awọn ti onra ni iṣọra diẹ sii ni agbegbe ọja lọwọlọwọ ati / tabi nitori wọn le fẹ fa fifalẹ ilana rira bi wọn ti n duro de awọn ipo ọja rudurudu.

3. Reti siwaju sii ni-ijinle ati ki o pẹ nitori tokantokan 

Lapapọ, iṣayẹwo lile wa nipa sisan owo. Awọn ti onra jẹ ṣiyemeji diẹ sii ti awọn abajade inawo ati pe awọn eniyan nlọ siwaju si aisimi to tọ ju ti wọn lo lọ. Eyi n ni ipa taara lori akoko idunadura - o n gba to gun pupọ lati pa. Awọn ti o ntaa yẹ ki o mura silẹ fun ayewo ti o pọ si ati ilana itara diẹ sii ati ti o gbooro sii. 

Bii BPM ṣe le ṣe iranlọwọ fun ọ lati lilö kiri ni agbegbe fintech M&A lọwọlọwọ

Botilẹjẹpe awọn ipele M&A ti lọ silẹ, awọn iṣowo tun n ṣe ni aaye fintech. O kan jẹ pe ilana fintech M&A ti di ẹru diẹ sii pẹlu oju-ọjọ ọrọ-aje ti o nija, idasi si rilara iṣọra gbogbogbo lati ọdọ awọn olura ati awọn ti o ntaa. 

Ẹgbẹ wa wa lori ilẹ, ṣe iranlọwọ fun awọn alabara wa ni lilọ kiri awọn idiwọ wọnyi ni gbogbo ọjọ. Ni ọna, a ti kọ oye ti o lagbara ti ohun ti o nilo lati mura lati lọ si ọja ati pe o le ni imọran ile-iṣẹ rẹ lori awọn iṣe ti o dara julọ ti a n rii ni ala-ilẹ fintech lọwọlọwọ. Bakanna, a tun jẹ alamọja pẹlu aisimi to pe ati pe o le ṣe iranlọwọ lati dari ẹgbẹ rẹ nipasẹ ilana yẹn boya o jẹ olura tabi olutaja.

Pẹlu awọn oṣuwọn iwulo ti a nireti lati bẹrẹ iduroṣinṣin ni ọdun ti n bọ, a nireti pe iṣẹ-ṣiṣe M&A yoo gbe soke ni ọdun 2024, paapaa otitọ fun fintechs. Ti o ba ti joko lori awọn ẹgbẹ ti nduro fun ọja fintech M&A lati ni ilọsiwaju, iduro yẹn le pari laipẹ. Jẹ ki a ṣe iranlọwọ fun ọ lati mura silẹ loni fun idunadura ti n bọ ti o le ṣe iranlọwọ ṣe apẹrẹ ipa-ọna rẹ fun ọjọ iwaju. 

Kan si wa loni lati bẹrẹ.

BPM ká Business Lifecycle Center 

Lati ṣe iranlọwọ pẹlu itankalẹ rẹ ni gbogbo ipele ti igbesi aye idagbasoke, a ti ni idagbasoke BPM ká Business Lifecyle Center  lati ṣe iranlọwọ lati ṣe itọsọna awọn alabara wa nipasẹ eyikeyi ipele ati ẹhin eto-ọrọ aje. Awọn iṣẹ wa dojukọ lori ṣiṣiṣẹ iṣeto iṣeto lati ṣe iranlọwọ fun idari lati yago fun ja bo sinu pakute ti ipofo. A pe o lati a Ye wa Business Lifecycle Center ati ki o wo bi a ṣe le ṣe atilẹyin irin-ajo ajo rẹ.

  • James LichauJames Lichau

    Pẹlu awọn ọdun 13 ni ṣiṣe iṣiro gbogbo eniyan, James ti pese iṣiro ati iriri iṣayẹwo si awọn ile-iṣẹ gbogbogbo ati aladani. James dojukọ imọ-ẹrọ, pẹlu awọn ile-iṣẹ SaaS ati FinTech, ati awọn ile-iṣẹ iṣẹ inawo, pẹlu ẹlẹgbẹ-si-ẹlẹgbẹ, ori ayelujara ati awin yiyan. O ṣe amọja ni awọn iṣowo inifura eka, awọn akojọpọ iṣowo ati idanimọ owo-wiwọle. James gbadun ṣiṣẹ pẹlu awọn onibara rẹ lori ifaramọ kọọkan lati ṣe deede ararẹ bi diẹ sii ti alabaṣepọ ju oluyẹwo nikan.
    James Lichau ni iwe-aṣẹ CPA ti nṣiṣe lọwọ ni California.

  • Craig HammCraig Hamm

    Craig ṣe itọsọna Ẹgbẹ Advisory Idunadura BPM ati pe o ni diẹ sii ju ọdun 15 ti iriri pẹlu idojukọ ni idaniloju ati awọn iṣẹ aisimi inawo. Craig ti ṣe iranṣẹ awọn ile-iṣẹ ibẹrẹ si awọn ile-iṣẹ Fortune 500 ni Venture Capital, Iṣẹ ati Awọn ile-iṣẹ Imọ-ẹrọ.
    O ni iriri lọpọlọpọ pẹlu awọn owo-owo Venture Capital gẹgẹbi imọran awọn ile-iṣẹ ọja aarin ti o ni ikọkọ ni gbogbo igba igbesi aye iṣowo wọn nipa iṣeduro imọ-ẹrọ ati awọn ọran iṣiro, iṣọpọ ati awọn iṣẹ imọran ohun-ini, iṣeto ati atunto iṣẹ, iṣiro ti eewu owo ati iranlọwọ ọjọgbọn pẹlu awọn iṣọpọ.

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