O jẹ mẹta sẹyin ni ọsẹ to kọja nigbati LendingClub paade rẹ akomora ti Bank Radius. Ni akoko yẹn LendingClub wọ adehun iṣiṣẹ pẹlu OCC ti o fi awọn ihamọ olu ati awọn opin idagbasoke sori aṣaaju-ọna fintech.
Ose ti o adehun pari ati LendingClub yoo dinku ni ihamọ ati pe yoo lepa awọn aṣayan lati lo anfani ti ipo olu rẹ. Nitoribẹẹ, o tun jẹ banki ti a ṣe ilana, nitorinaa awọn idiwọ boṣewa wa ti o kan si gbogbo awọn banki.
Oluyanju kan ṣe akiyesi pe LendingClub ni o to $ 400 million ni afikun owo-ori, owo ti o le lo ni bayi lati ra ọja pada tabi fun awọn ipilẹṣẹ miiran. Apeere kan le jẹ imugboroja ti eto ijẹrisi eleto, eto aabo ti LendingClub ṣafihan ni ọdun to kọja.
LendingClub ti wa ọna pipẹ lati ibẹrẹ rẹ bi pẹpẹ awin ẹlẹgbẹ-si-ẹlẹgbẹ ati pe o jẹ ọkan ninu awọn olupese awin ti ara ẹni ti o tobi julọ ni orilẹ-ede naa.
Odun yi yoo samisi awọn 10-odun aseye ti awọn oniwe- IPO ṣugbọn idiyele rẹ tun jẹ ida kan ti idiyele IPO rẹ. Ile-iṣẹ ko nireti lati tun gba idiyele yẹn nigbakugba laipẹ ṣugbọn o kere ju yoo ni awọn idiwọ diẹ lori idagbasoke rẹ ni bayi.
PS Loni ni ọjọ ikẹhin rẹ lati gba awọn tikẹti si Fintech Meetup ki o le kopa ninu eto awọn ipade olokiki rẹ. Lo koodu NXGA2995 lati gba $500 kuro.
ifihan
LendingClub jade kuro ni adehun OCC, wo ọna fun idagbasoke yiyara
Nipa Catherine Leffert
Ile-iṣẹ San Francisco wọ inu adehun pẹlu olutọsọna rẹ nigbati o gba Radius Bank ni ọdun mẹta sẹhin. "Adehun iṣẹ, nipasẹ apẹrẹ, ni diẹ ninu awọn ọna fa fifalẹ rẹ," CEO Scott Sanborn sọ.
Lati Fintech Nesusi
> Awọn adehun yiyalo ni crypto: Eto Milei ṣe ifojusọna eka ni Argentina
Nipasẹ David Feliba
Eto ifasilẹ ti Javier Milei gbe awọn ireti soke ni eka naa, pẹlu awọn adehun iyalo ti o yanju ni crypto. Ṣugbọn awọn aje si maa wa ni dire apẹrẹ.
adarọ ese
Idoko-owo ni awọn ọja olu-ipin, lati Ila-oorun Yuroopu si ICO, ati awọn aabo tokenized, pẹlu Alabaṣepọ Oluṣakoso Olu-ilu TenSquared, Stan Miroshnik
Hi Fintech Architects, Kaabọ pada si jara adarọ-ese wa! Fun awọn ti o fẹ ṣe alabapin ninu app ti o fẹ, o le…
Tun Ṣiṣe Awọn iroyin
- USA: ProducePay gbe $38M lati koju egbin pq ipese
Egbin ounje jẹ iṣoro pataki kan. Ni AMẸRIKA nikan, aijọju 30% si 40% ti ipese pari ni awọn ibi-ilẹ. Ijabọ ti Ajo Agbaye kan ṣe iṣiro pe o fẹrẹ to idamẹta ti ounjẹ agbaye ni a sofo ni gbogbo ọdun, ni fifi kun si 1.3 bilionu toonu - o fẹrẹ to $ 1 aimọye.
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Ti o mu ifọkansi ni ọja ti o jẹ gaba lori nipasẹ awọn oṣere kaadi idana nẹtiwọọki aladani ọdun ọdun atijọ, ile-iṣẹ orisun San Francisco AtoB n ṣiṣẹ pọ pẹlu Mastercard lati ṣe ifilọlẹ pẹpẹ isanwo-ṣipu ṣiṣi fun awọn ile-iṣẹ ọkọ nla ati awọn oniṣẹ ọkọ oju-omi kekere.
- USA: Vast Bank da ohun elo alagbeka crypto duro
Tulsa, ayanilowo ti o da lori Oklahoma sọ fun awọn alabara pe awọn ohun-ini oni-nọmba wọn yoo jẹ olomi ati awọn akọọlẹ yoo wa ni pipade. Awọn alabara yoo gba awọn ohun-ini idalẹnu nipasẹ ayẹwo owo-owo, banki naa sọ.
Lati ṣe onigbọwọ awọn iwe iroyin wa ati de ọdọ awọn ololufẹ fintech 220,000 pẹlu ifiranṣẹ rẹ, kan si wa nibi.
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- Orisun: https://www.fintechnexus.com/fintech-nexus-newsletter-february-5-2024-lendingclubs-agreement-with-the-occ-expired-friday/
