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Wildcard SSL: Should You Be Wild About Them?

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If your web sites need SSL for subdomains a Wildcard SSL Certificate could be a great option. You can be purchase one that will cover a domain and all its subdomains.

For example, you can apply one that covers peanutbutter.com, crunchy.peanutbutter.com, smooth.peanutbutter.com and fatfree.peanutbutter.com

They save costs and are easy for system administrators to manage because they apply to an unlimited number of subdomains. Other certificates have to be purchased and installed for each individual site.

Sounds great, but like most questions in life, the answer to whether you choose a Wildcard SSL is “it depends.” There are a few things you need to consider before “going wild”!

Have You Done a Cost Comparison?

First, do you need protect enough subdomains to make it worth it? You pay more for the Wildcard than for a comparable single domain certificate.

For example, as of today a Comodo Premium SSL starts at $116.95 per year while the Comodo Premium Wildcard SSL starts at $334.95.

That means that if you protect a domain and two subdomains you do a little better than breakeven in cost by choosing the Wildcard SSL. After that, there is no additional cost for any additional subdomain that you want to protect.

Once you hit the break even with three sites, you save $1002 for every 3 additional subdomains you protect with the same certificate, in this case.

Sound good so far?

If so, there is still more to consider.

What Level of Validation is Right for You?

Before you commit to using Wildcard SSLs you need to consider the level of validation that you want to present to your users. Wildcard SSLs are issued with Organization Validation. This is considered a “High Level” of assurance because it goes beyond simple Domain Validation, which only checks that the subscriber requesting the certificate owns the site’s domain.

With Organization Validation we make sure that they are who they say they are. We use third parties to confirm their name, their location and that the party requesting the SSL is authorized to use it on behalf of that organization.

With Organization Validation you can display our Trust Seal to ensure your visitors that they can trust your site in communicating personal information.

Sound good? Sure does!

There is one more thing, though.

You have to pause and consider that, Wildcard SSL’s are not issued for Extended Validation (EV). An exhaustive review is required to issue an EV SSL that ensures that the reliability and propriety of the site owner.

The Wildcard SSL may be appropriate in most of the situations you are considering. However, for financial transactions such as e-Commerce we strongly recommend that you use an EV SSL to protect your customers and your business reputation.

For many, the best choice could be a combination of Wildcard SSLs and EVs. It’s your choice, but chooses wisely!

Source: https://blog.comodo.com/e-commerce/wildcard-ssl-should-you-be-wild-about-them/

Cyber Security

Digitally Signed Bandook Trojan Reemerges in Global Spy Campaign

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The administrator of your personal data will be Threatpost, Inc., 500 Unicorn Park, Woburn, MA 01801. Detailed information on the processing of personal data can be found in the privacy policy. In addition, you will find them in the message confirming the subscription to the newsletter.

Source: https://threatpost.com/digitally-signed-bandook-trojan-spy-campaign/161676/

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Cyber Security

MacOS Users Targeted By OceanLotus Backdoor

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The administrator of your personal data will be Threatpost, Inc., 500 Unicorn Park, Woburn, MA 01801. Detailed information on the processing of personal data can be found in the privacy policy. In addition, you will find them in the message confirming the subscription to the newsletter.

Source: https://threatpost.com/macos-users-targeted-oceanlotus-backdoor/161655/

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Cyber Security

Pandemic, A Driving Force in 2021 Financial Crime

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The administrator of your personal data will be Threatpost, Inc., 500 Unicorn Park, Woburn, MA 01801. Detailed information on the processing of personal data can be found in the privacy policy. In addition, you will find them in the message confirming the subscription to the newsletter.

Source: https://threatpost.com/2021-financial-crime-covid-19/161665/

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Big Data

Contactless payments market to reach US$ 26.3 billion by 2027

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Contactless Payments Market To Reach US$ 26.3 Billion By 2027

The global contactless payments market is expected to surpass US$ 26.3 Billion by 2027 end, registering a CAGR of 12.9% during the forecast period of 2019 to 2027), as highlighted in a report published by Coherent Market Insights.

Increasing demand for contactless payments from the retail sector is expected to drive market growth during the forecast period. Retailers are modernizing their brick-and-mortar stores to offer secure services to customers and establishing online stores to increase revenue.

They are adopting advanced technologies such as big data analytics and cloud computing to increase their presence in the market. Retail manufacturers are using contactless payments methods that provide many benefits, such as reduced transaction time, increased operational efficiency, increased revenue, minimized cost, and others. Contactless payment methods at retail stores reduce transaction process and queue in counter.

Moreover, governments are also focusing on introducing new payment methods in order to increase productivity and remain competitive in the market. For instance, in December 2016, the government of India launched BHIM app for Unified Payment Interface (UPI). The common UPIbased BHIM app allows the user to send and receive money through their mobile phones by linking their bank accounts. For instance, according to Coherent Market Insights’ analysis, the number of transactions done through the Bharat Interface for Money (BHIM) app reached 18.8 million in February 2020.

Contactless Payments Market – Impact of Coronavirus (Covid-19) Pandemic

According to Coherent Market Insight‘s study, globally, most of the countries are affected by COVID-19 and most of the countries have announced lockdown.Contactless payment have become more preferred payment method, as it requires less physical interactions.

Smartphone based payment interface and digital wallets are the potential solutions to contain the spread of coronavirus pandemic. Moreover, recent developments in digital payments have encouraged the use of contactless payment methods during this pandemic. For instance, in April 2020, Upgrade Inc., a U.S.-based loan company, launched new contactless credit card. The new credit card provides high transaction limit than other payment methods.

Moreover, bank authorities and card network in Germany, U.K., Austria, and other countries have set higher transaction limit, as people are staying at home and prefer shopping through payment cards only. For instance, U.K Finance Limited increased the transaction limit for contactless payment cards starting from 30 Euros to 45 Euros. This, in turn, increases demand for contactless payment solutions.

Key Trends and Analysis of the Global Contactless Payments Market:

  • Europe held dominant position in the global contactless payments market in 2019 and is expected to retain its dominance throughout the forecast period. This is owing to increasing payment through smart cards. For instance, according to the Electronic Transactions Association (ETA), contactless payments through Mastercard and Maestro increased by 145% in Europe in 2018. Furthermore, in 2019, according to Coherent Market Insights’ analysis, the transactions through contactless payment methods reached 651 million in the U.K.
  • Asia Pacific is expected to show significant growth over the forecast period. The increasing adoption of contactless payment methods from retail industry is fueling the market growth. Retailers are modernizing their conventional payment methods with contactless payment methods, in order to improve productivity and efficiency in the business.
  • Among device type, the smartphone segment held dominant position in the market in 2019 and is expected to retain its dominance during the forecast period. This is owing to increasing demand for live streaming from consumers. For instance, the online video streaming market is expected to exceed US$ 70,000 million in 2021 from US$ 30,000 million in 2016.
  • Major players operating in the global contactless payments market include Thales Group, Infineon Technologies AG, Ingenico Group, Wirecard, VeriFone, Inc., Giesecke+Devrient GmbH, IDEMIA, Track Innovations LTD., Identiv, Inc., CPI Card Group Inc., Setomatic Systems, Valitor, PAX, PINPAD, Mobeewave, alcineo, and Paycor, Inc.

Source: https://www.fintechnews.org/contactless-payments-market-to-reach-us-26-3-billion-by-2027/

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