JHA PayCenter is Jack Henry’s proprietary payments hub that provides seamless connections to the RTP and Zelle networks and enables real-time payments to be sent and received through Jack Henry’s core and digital solutions. Through the offering, MDT is providing its clients with faster, easy-to-use payments capabilities that tightly integrate to the Episys core, enabling them to boost efficiencies and enhance the overall member experience.

The payments hub provides settlement services via ACH and debit networks, consumer notifications via email and SMS, and Zelle data contribution for payments sent/received through the Zelle network. The hub also includes a seamless integration with Yellow Hammer Faster Payments Fraud™ detection, enabling real-time transaction review and rejection to bolster security.

“JHA PayCenter delivers a sophisticated infrastructure and the payments expertise that would be very difficult and expensive for credit unions to set up and operate on their own,” said Larry Nichols, president and CEO of MDT. “By partnering with us for faster payments, our credit union clients can more quickly and efficiently offer the faster payments options today’s members expect. Through Jack Henry’s centralized payments hub, our clients can better keep up with the accelerated demand for faster payments while enhancing their overall competitive positions.”