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How Does a VPN Work to Protect Your Privacy?

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The first effortless VPN for a personalized and secure online experience. Designed by MacPaw.

VPNs are one of the most widely known tools for protecting digital privacy. People in different countries use VPNs daily. To be exact, more than 31% of all internet users rely on VPN services. So what do VPNs exactly do to secure the users’ privacy on the web? Read on to find out. 

What VPNs really do 🤔 

VPNs mask the IP address 🛡 An Internet Protocol (IP) address is a unique number that identifies people on the internet. It’s assigned to users by their Internet Service Providers (ISPs, for short). Websites analyze the IP to figure out the user’s region. Why do they need it? Well, many online services are geo-restricted, meaning they don’t support some countries. VPNs connect users to servers in other countries and changes their IP to the servers’ one. Masking the IP address allows access to geo-blocked websites.

VPNs encrypt connection 🔒 Usually, the data travels from the user’s device to their ISP server without protection. As a result, the ISP knows what websites the user goes to, what they do online and can log this information. In some cases, ISPs can sell it. VPN services use encryption to secure users’ online traffic. When the VPN is on, the ISP will get the data, but they’ll only see a cipher they can’t use in any way. 

In the case of our VPN, ClearVPN, we use the highest-standard encryption, AES-256 (read more on it below), to securely hide our users’ information. We also maintain a strict no-log policy by not collecting, storing, or sharing our users’ data in any way. 

VPNs hide apparent location 🌍 As we’ve said before, an IP address points to the user’s location. The VPN tunnels the traffic through a different server and gives the user a new IP. This changes their location (as websites see it) to the desired country. 

VPNs make ad tracking harder 🙌 Advertisers need the IP address to record users’ actions on websites. Combined with cookies, it allows presenting people with optimized ads. As VPNs hide the actual IP, it becomes harder for advertisers to track users’ online activities. ClearVPN lets users protect themselves from tracking with just a tap. Our special shortcut (that’s how we call ClearVPN’s pre-made VPN solutions) changes the users’ IP and connects them to the closest available server. This way, it becomes harder for advertisers to log users’ actions online while their connection speed stays fast. 

What VPNs Don’t Do 🗿

VPNs don’t guarantee full anonymity ☹️ Although a VPN encrypts the web traffic and changes the IP address, it doesn’t mean that the users will be 100% anonymous on the internet. Human error is still the most significant source of danger, and no VPN can save from that. 

VPNs don’t protect from viruses 🧑‍💻 VPNs are not anti-virus software and should never be used instead of one. Although some VPNs can block sites with possible malicious content, they can’t protect from viruses in files users download from the web. That’s why it’s essential to have an anti-virus tool. That’s true even if you’re on Mac. Malwarebytes’ 2021 State of Malware Report saw malware on Macs (mostly backdoors, data stealers, and cryptocurrency stealers/miners) increased by more than 61% this year. 

VPNs can slow down the internet 😑 Encrypting data and then sending it to a server on the other side of the planet earth does take some time. Luckily, modern VPN speeds are so fast that an average user won’t likely feel any difference. It’s possible to stream Netflix and play Fortnite over a VPN connection, so the loss of a few Mbps is relatively low. 

VPN Encryption Methods 🔐

Encryption isn’t something new. Turning information into cipher was as crucial four thousand years ago as it is now. Today’s encryption is a mathematical algorithm that turns data into a mix of symbols that can be unlocked only with a key. The key is a secret line of code known only to the sender and receiver, and it changes with each session. Modern encryption is so strong that even the most brilliant computers will need a few million years to break it down. 

What is the Encryption Industry Standard?🤔 Humans just love having standards in everything, so there’s one in encryption too. Today’s industry standard is AES (Advanced Encryption Standard). It has a few variations based on the key size: 128, 192, or 256 bits. Governments and organizations like banks and intelligence agencies use AES-256 for their most valuable data, so do the most secure VPNs.

Here’s how AES-256 works 😎 Let’s say we need to encrypt a text message. AES-256 creates a unique key that consists of 256 bits. With the key, the technique uses a mathematical algorithm that will turn text into a cipher. This way, the “I love oranges” text becomes “wixEJfcdh+dfbZZ8TJn9QQ==.” Quite uneasy to guess, isn’t it? You can try encrypting your messages on this website. AES-256 doesn’t only encrypt text. As any information, including images, videos, and audio, can be represented as code, they get encrypted too. 

VPN Protocols 💻

“Wait, what? Isn’t encryption enough for a VPN to work?” — Well, the encrypted data still needs to travel from the user’s device to the VPN server. And get back. That’s why VPNs utilize special protocols that rule out the transit of information. Let’s look at the most popular VPN protocols: 

PPTP or Point-to-Point Tunneling Protocol was one of the earliest VPN protocols. It was created in 1999 by Microsoft, it was prevalent in the first VPNs, but it lacks essential features and has many security vulnerabilities compared to modern protocols. 

L2TP or Layer Two Tunneling Protocol is a better version of PPTP. It doesn’t provide any encryption on its own but is usually accompanied by IPSec (a type of encryption). It’s not perfect, but if there’s a choice between PPTP and L2TP, the second will be much better. 

SSTP or Secure Socket Tunneling Protocol is secure but not open-source. Microsoft owns this technology, and although there are versions of SSTP for Mac and Linux, it’s still primarily a Windows protocol.

IKEv2 or Internet Key Exchange version 2 is a relatively new VPN protocol developed by Microsoft and Cisco. It doesn’t support as many platforms as the other ones and works mainly on Windows and iOS. IKEv2 is good at re-establishing a VPN connection if the user suddenly loses connection.  

OpenVPN uses the most robust encryption out of all the other protocols — AES, which we talked about earlier. It’s also open-source, meaning developers can understand how it works very well and adapt it to their needs. Compared to other protocols, it’s the best choice for security. 

WireGuard is a new VPN protocol designed to be an alternative to OpenVPN and IKEv2. Its most significant benefit is a faster connection time. It uses strong encryption, but it’s not considered as secure as OpenVPN. 

In the case of the ClearVPN, we use both the OpenVPN protocol powered by AES-256 encryption and our custom protocol based on WireGuard for faster connections. 

What VPNs do protect from 😎

As a summary, let’s boil down to what VPNs really secure their users from: 

VPNs protect from ISPs collecting data 💳 VPNs encrypt users’ incoming and outcoming traffic, which stops the ISPs from profiling and tracking their online activities.   

VPNs protect from being fined for torrenting 💰Most peer-to-peer software uses the IP address in their file-sharing technology and makes it visible to everybody on the internet. While using P2P isn’t illegal, uploading a copyrighted file via the network is. Governments and ISPs often look up for torrenting activities from their IPs. If they catch a user uploading a copyrighted file, they can sue them. VPNs hide the actual IP together with users’ online activities. 

VPNs protect from targeted ads 🍪 IPs and cookies are the bread and butter of digital advertisement. As the VPNs hide the user’s actual IP address, they’ll see less targeted and location-based ads while browsing. 

VPNs protect from geo-blocks 🌍 Many countries restrict access to certain websites by providing the ISPs with the “blacklist” of undesirable resources. VPNs help users bypass this restriction by encrypting their information, and the ISPs will only see the cipher. 

VPNs protect gamers from DDoS attacks 🎮 In online games, some players want to win no matter the cost. That’s why they can DDoS their opponents. A successful DDoS attack will slow down the internet connection or even completely shut it down. The IP is enough to launch such an attack. With a VPN, the actual gamer’s IP is hidden, and any online game is safe from DDoS.

To secure your digital life, get a 2-year ClearVPN subscription for just $3.5 per month or $83.95 altogether.

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Indian Shares Seen Tad Lower At Open

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(RTTNews) – Indian shares look set to open lower on Friday as investors react to the latest earnings results from prominent companies including Asian Paints, Hindalco, Lupin and UPL.

India’s COVID-19 situation is still extremely precarious, with daily virus cases falling for the fifth consecutive day while the country recorded more than 4,000 deaths for a second straight day.

The Centre on Thursday said that over two billion doses of COVID vaccines will be available in India between August and December this year which will be sufficient to vaccinate the entire population.

Meanwhile, retail inflation and IIP data released on Wednesday provided strong positive signals for the economy.

India’s consumer price inflation slowed in April, after accelerating in the previous month, preliminary data from the statistical office showed.

The consumer price index rose 4.29 percent year-on-year after a 5.52 percent jump in March. Economists had forecast an inflation rate of 4.20 percent.

India’s industrial production grew strongly in March, after a sharp fall in the previous month, separate data showed.

The industrial production index climbed 22.4 percent year-on-year, which was faster than the 17.6 percent growth economists had forecast.

Indian markets were closed on Thursday on account of Id-Ul-Fitr or Ramzan Eid.

Benchmark indexes Sensex and the Nifty fell about 1 percent on Wednesday to extend losses from the previous session, while the rupee depreciated by eight paise to settle at 73.42 against the U.S. dollar.

Asian markets are trading mostly higher this morning as benchmark U.S. 10-year Treasury yields slipped from a more than one-month high hit on Thursday.

Gold dipped on a firmer dollar while oil extended losses after falling more than 3 percent overnight.

U.S. stocks rose sharply overnight to snap a three-session losing streak after data showed fewer Americans filed new claims for unemployment benefits last week and producer prices surged last month.

The Dow climbed 1.3 percent, the S&P 500 rallied 1.2 percent and the tech-heavy Nasdaq Composite added 0.7 percent after a Fed official said policymakers need to see several months of data before determining when to adjust policy.

European stocks ended Thursday’s session on a mixed note amid inflation jitters.

The pan European Stoxx 600 edged down 0.1 percent. The German DAX gained 0.3 percent and France’s CAC 40 index inched up 0.1 percent while the U.K.’s FTSE 100 shed 0.6 percent.

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Source: https://markets.businessinsider.com/news/stocks/indian-shares-seen-tad-lower-at-open-1030428193

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Human Horizons Unveils 4 New HiPhi X Models at 2021 Shanghai Auto Show

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SHANGHAI, May 13, 2021 /PRNewswire/ — Industry-leading new mobility and intelligent driving research company, Human Horizons, recently revealed the four new models of the HiPhi X Super SUV. Originally announced on March 30, the four and six-seater Flagship, six-seater Performance, and six-seater Luxury models which are priced between RMB 570,000-800,000 were officially unveiled at the Shanghai Auto Show over April 21-28. Loaded with features, the HiPhi X combines the latest in technological innovation with the comforts of a luxury vehicle to create a new segment of cars, TECHLUXE®.

Demonstrating the company’s vision of ‘design defined by scenarios, vehicle defined by software, and value defined by co-creation,’ the HiPhi X exhibition (Hall 4.1, 4A06) at the 19th International Automobile Industry Exhibition in Shanghai gave users a unique and immersive interactive experience.

Demonstrating the company’s vision of ‘design defined by scenarios, vehicle defined by software, and value defined by co-creation‘, the HiPhi X exhibition (Hall 4.1, 4A06) at the 19th International Automobile Industry Exhibition in Shanghai gave users a unique and immersive interactive experience. Utilizing its class leading H-SOA electrical architecture and the newly designed theatre-style booth, the HiPhi X performed a specially choreographed Shanghai dance for onlookers. The spectacle was accompanied by sounds and special effects and was broadcast on LED screens throughout the venue. Additionally, users were able to scan QR codes to check in at the booth, take photos and share their experience online.

Upon unveiling the new models, Human Horizons founder and CEO, Ding Lei said, “The HiPhi X is built to be a personal companion for our users. We believe that everyone is unique, and are therefore committed to offering more choices by tailoring the vehicles to users’ needs.”

Human Horizons officially announced the four new HiPhi X models would be priced at RMB 570,000 for the Performance six-seater model, RMB 620,000 for the Luxury six-seater, RMB 680,000 for the Flagship six-seater, and RMB 800,000 for the Flagship four-seater. Each model is accompanied with a class leading worry-free warranty package.

Human Horizons officially announced the four new HiPhi X models would be priced at RMB 570,000 for the Performance six-seater model, RMB 620,000 for the Luxury six-seater, RMB 680,000 for the Flagship six-seater, and RMB 800,000 for the Flagship four-seater. Each model is accompanied with a class leading worry-free warranty package.

Human Horizons has been rapidly opening its own HiPhi Hubs or experience centers around the country and customer test drives started on April 20. Currently, HiPhi Hubs have been opened in major cities with a total of 85 to be completed by the end of May and up to 120 by the end of 2021. Additionally, a network of charging stations around the country has been growing through in-depth cooperation with charging partners such as State Grid, China Southern Power Grid, and TELD. Together this will provide 150,000 public charging stations across more than 300 cities and major highway networks. HiPhi X users will also receive a smart interactive Human Horizons home charging station that responds to voice commands and be customized to suit users’ preferences.

Production of the HiPhi X is running on schedule with the brand new ‘HiPhi Plaza’ smart factory already operational and producing vehicles ready to deliver to users. Deliveries will commence on schedule to its initial users on May 8th. Designed and built on the four pillars of ‘smart, digital, connected, sustainable’, the HiPhi Plaza sets a new benchmark for smart manufacturing in the digital era. With full 5G coverage, integration of world-class KUKA C4 robots, and the latest generation of Dürr painting robots, manufacturing is seamlessly synchronized online and offline. In the future, the smart factory will also be a HiPhi experience center where users can experience post-modern and eco-friendly industrial manufacturing, test drive the latest HiPhi X vehicles, and even make a purchase of their desired model.

About HiPhi

HiPhi is a premium brand created by Human Horizons and enhanced by its users. HiPhi X is an EV with a lightweight hybrid aluminum-steel construction and sustainable vegan leathers and recyclable materials which add to the sustainable nature of Human Horizons’ EV products.

About Human Horizons

Human Horizons is established for R&D in innovative and leading intelligent mobility technologies as well as the industrialization of future-oriented smart vehicles. Furthermore, Human Horizons builds smart transportation technologies and contributes to the development of smart cities, which will redefine human mobility.

Forward-Looking Statement

This press release contains statements that may constitute “forward-looking” statements. These forward-looking statements can be identified by terminologies such as “will,” “expects,” “anticipates,” “aims,” “future,” “intends,” “plans,” “believes,” “estimates,” “likely to,” and similar statements. Statements that are not historical facts, including statements about Human Horizons’ beliefs, plans, and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, including but not limited to the following: Human Horizons’ strategies, future business development, and financial condition and results of operations; Human Horizons’ limited operating history; risks associated with electric vehicles; Human Horizons’ ability to develop, manufacture, and deliver vehicles of high quality and appeal to customers on schedule and on a large scale; Human Horizons’ ability to grow manufacturing in its joint venture plant; product defects or any other failure of vehicles to perform as expected; Human Horizons’ ability to build the Human Horizons and HiPhi brands; Human Horizons’ ability to compete successfully; Human Horizons’ ability to secure sufficient reservations of orders; changes in consumer demand and government incentives, subsidies, or other favorable government policies; general economic and business conditions globally and in China and assumptions underlying or related to any of the foregoing. All information provided in this press release is as of the date of this press release, and Human Horizons does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

HiPhi Logo (PRNewsfoto/Human Horizons)

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/human-horizons-unveils-4-new-hiphi-x-models-at-2021-shanghai-auto-show-301291441.html

SOURCE Human Horizons

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Human Horizons Unveils 4 New HiPhi X Models at 2021 Shanghai Auto Show

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SHANGHAI, May 13, 2021 /CNW/ — Industry-leading new mobility and intelligent driving research company, Human Horizons, recently revealed the four new models of the HiPhi X Super SUV. Originally announced on March 30, the four and six-seater Flagship, six-seater Performance, and six-seater Luxury models which are priced between RMB 570,000-800,000 were officially unveiled at the Shanghai Auto Show over April 21-28. Loaded with features, the HiPhi X combines the latest in technological innovation with the comforts of a luxury vehicle to create a new segment of cars, TECHLUXE®.

Demonstrating the company’s vision of ‘design defined by scenarios, vehicle defined by software, and value defined by co-creation,’ the HiPhi X exhibition (Hall 4.1, 4A06) at the 19th International Automobile Industry Exhibition in Shanghai gave users a unique and immersive interactive experience.

Demonstrating the company’s vision of ‘design defined by scenarios, vehicle defined by software, and value defined by co-creation‘, the HiPhi X exhibition (Hall 4.1, 4A06) at the 19th International Automobile Industry Exhibition in Shanghai gave users a unique and immersive interactive experience. Utilizing its class leading H-SOA electrical architecture and the newly designed theatre-style booth, the HiPhi X performed a specially choreographed Shanghai dance for onlookers. The spectacle was accompanied by sounds and special effects and was broadcast on LED screens throughout the venue. Additionally, users were able to scan QR codes to check in at the booth, take photos and share their experience online.

Upon unveiling the new models, Human Horizons founder and CEO, Ding Lei said, “The HiPhi X is built to be a personal companion for our users. We believe that everyone is unique, and are therefore committed to offering more choices by tailoring the vehicles to users’ needs.”

Human Horizons officially announced the four new HiPhi X models would be priced at RMB 570,000 for the Performance six-seater model, RMB 620,000 for the Luxury six-seater, RMB 680,000 for the Flagship six-seater, and RMB 800,000 for the Flagship four-seater. Each model is accompanied with a class leading worry-free warranty package.

Human Horizons officially announced the four new HiPhi X models would be priced at RMB 570,000 for the Performance six-seater model, RMB 620,000 for the Luxury six-seater, RMB 680,000 for the Flagship six-seater, and RMB 800,000 for the Flagship four-seater. Each model is accompanied with a class leading worry-free warranty package.

Human Horizons has been rapidly opening its own HiPhi Hubs or experience centers around the country and customer test drives started on April 20. Currently, HiPhi Hubs have been opened in major cities with a total of 85 to be completed by the end of May and up to 120 by the end of 2021. Additionally, a network of charging stations around the country has been growing through in-depth cooperation with charging partners such as State Grid, China Southern Power Grid, and TELD. Together this will provide 150,000 public charging stations across more than 300 cities and major highway networks. HiPhi X users will also receive a smart interactive Human Horizons home charging station that responds to voice commands and be customized to suit users’ preferences.

Production of the HiPhi X is running on schedule with the brand new ‘HiPhi Plaza’ smart factory already operational and producing vehicles ready to deliver to users. Deliveries will commence on schedule to its initial users on May 8th. Designed and built on the four pillars of ‘smart, digital, connected, sustainable’, the HiPhi Plaza sets a new benchmark for smart manufacturing in the digital era. With full 5G coverage, integration of world-class KUKA C4 robots, and the latest generation of Dürr painting robots, manufacturing is seamlessly synchronized online and offline. In the future, the smart factory will also be a HiPhi experience center where users can experience post-modern and eco-friendly industrial manufacturing, test drive the latest HiPhi X vehicles, and even make a purchase of their desired model.

About HiPhi

HiPhi is a premium brand created by Human Horizons and enhanced by its users. HiPhi X is an EV with a lightweight hybrid aluminum-steel construction and sustainable vegan leathers and recyclable materials which add to the sustainable nature of Human Horizons’ EV products.

About Human Horizons

Human Horizons is established for R&D in innovative and leading intelligent mobility technologies as well as the industrialization of future-oriented smart vehicles. Furthermore, Human Horizons builds smart transportation technologies and contributes to the development of smart cities, which will redefine human mobility.

Forward-Looking Statement

This press release contains statements that may constitute “forward-looking” statements. These forward-looking statements can be identified by terminologies such as “will,” “expects,” “anticipates,” “aims,” “future,” “intends,” “plans,” “believes,” “estimates,” “likely to,” and similar statements. Statements that are not historical facts, including statements about Human Horizons’ beliefs, plans, and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, including but not limited to the following: Human Horizons’ strategies, future business development, and financial condition and results of operations; Human Horizons’ limited operating history; risks associated with electric vehicles; Human Horizons’ ability to develop, manufacture, and deliver vehicles of high quality and appeal to customers on schedule and on a large scale; Human Horizons’ ability to grow manufacturing in its joint venture plant; product defects or any other failure of vehicles to perform as expected; Human Horizons’ ability to build the Human Horizons and HiPhi brands; Human Horizons’ ability to compete successfully; Human Horizons’ ability to secure sufficient reservations of orders; changes in consumer demand and government incentives, subsidies, or other favorable government policies; general economic and business conditions globally and in China and assumptions underlying or related to any of the foregoing. All information provided in this press release is as of the date of this press release, and Human Horizons does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

HiPhi Logo (PRNewsfoto/Human Horizons)

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/human-horizons-unveils-4-new-hiphi-x-models-at-2021-shanghai-auto-show-301291441.html

SOURCE Human Horizons

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CNFinance to Hold Annual General Meeting on June 7, 2021

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GUANGZHOU, China, May 13, 2021 /PRNewswire/ — CNFinance Holdings Limited (NYSE: CNF) (“CNFinance” or the “Company“), a leading home equity loan service provider in China, today announced that it will hold its annual general meeting of shareholders (the “AGM“) at 44/F, Tower G, No. 16 Zhujiang Dong Road, Tianhe District, Guangzhou City, Guangdong Province 510620, People’s Republic of China on June 7, 2021 at 9:30 a.m. – 11:00 a.m. (Beijing Time). No proposal will be submitted for shareholder approval at the AGM. Instead, the annual general meeting will serve as an open forum for shareholders and beneficial owners of the Company’s American Depositary Shares (“ADSs“) to discuss Company affairs with management.

The board of directors of the Company has fixed the close of business on May 7, 2021 as the record date (the “Record Date“) for determining the shareholders entitled to receive notice of the AGM or any adjournment or postponement thereof.

Holders of record of the Company’s ordinary shares at the close of business on the Record Date are entitled to attend the AGM and any adjournment or postponement thereof in person. Beneficial owners of the Company’s ADSs are also welcome to attend the AGM in person.

About CNFinance Holdings Limited

CNFinance Holdings Limited (NYSE: CNF) (“CNFinance” or the “Company“) is a leading home equity loan service provider in China. CNFinance conducts business by collaborating with sales partners and trust company partners. Sales partners are responsible for recommending micro-and small-enterprise (“MSE“) owners with financing needs to the Company and the Company introduces eligible borrowers to its trust company partners who will then conduct their own risk assessments and make credit decisions. The Company’s primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities in China. The loans CNFinance facilitates are primarily funded through a trust lending model with its trust company partners who are well-established with sufficient funding sources and have licenses to engage in lending business nationwide. The Company’s risk mitigation mechanism is embedded in the design of its loan products, supported by an integrated online and offline process focusing on risks of both borrowers and collateral and further enhanced by effective post-loan management procedures.

Cision View original content:https://www.prnewswire.com/news-releases/cnfinance-to-hold-annual-general-meeting-on-june-7-2021-301291440.html

SOURCE CNFinance Holdings Limited

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