• Banking app Dave ya sanar a ranar Litinin cewa kamfanin zai fara fara kasuwancinsa ta hanyar haɗin SPAC tare da Abubuwan da aka bayar na VPC Impact Acquisition Holdings III.
• Kamfanin ya jawo hankalin masu saka hannun jari na cibiyoyi ciki har da Tiger Global wanda a yanzu ke darajar farawar fintech akan dala biliyan 4, fiye da sau uku ƙimar kimar sirri ta ƙarshe da aka ruwaito.
• Yana shirin yin jeri a kasuwar hada-hadar hannayen jari ta New York a ƙarƙashin alamar ticker DAVE.

Kamfanin banki Dave ya sanar a ranar Litinin cewa kamfanin zai fara fara kasuwancinsa ta hanyar hada SPAC da Abubuwan da aka bayar na VPC Impact Acquisition Holdings III.

Yarjejeniyar ta kiyasta darajar Dave a kan dala biliyan 4 kuma ana sa ran za a rufe a rabin na biyu na wannan shekara. Bayan kammala yarjejeniyar, tana da niyyar yin jeri a kasuwar hada-hadar hannayen jari ta New York a ƙarƙashin alamar alamar DAVE.

Kamfanin, Matsayi na 26 na bara CNBC Bala'i 50 lissafin, kwanan nan an kimanta dala biliyan 1 a watan Agustan 2019, a cewar Littafin Labarai bayanai.

Victory Park Capital, wani kamfani na saka hannun jari na duniya da ke da hedkwata a Chicago, yana da dogon tarihin bashi da ma'amaloli na samar da kudade a cikin fintech, kuma ya kasance mai dadewa mai saka hannun jari a Dave, kwanan nan ya samar da dala miliyan 100 ga kamfanin a cikin Janairu 2021. VPCC ta kammala sadaukarwar farko ta jama'a a cikin Maris 2021.

Dave - shorthand ga jarumi a cikin labarin David vs. Goliath - an tsara shi don kawar da yawancin abubuwan da abokan ciniki ba za su iya tsayawa ba. bankunan gado. Kamfanin ya fara da kuɗaɗen wuce gona da iri. Don kuɗin zama memba na $1-kowa- wata, masu amfani za su iya samun damar duba asusun ba tare da kuɗaɗe ba kuma har zuwa $100 a cikin kariyar wuce gona da iri ba tare da kuɗi ko riba ba. Membobin da suka yi rajistar ajiya kai tsaye kuma suna samun tsarin kasafin kuɗi na atomatik da kuma ikon haɓaka ƙimar ƙimar su ta hanyar ba da rahoton haya da biyan kuɗaɗen kayan aiki ga ofisoshin kiredit.

Kamfanin ya ce ya taimaka wa abokan cinikinsa su guje wa kusan dala biliyan 1 a cikin kudaden wuce gona da iri ta hanyar fasalin ExtraCash, kuma ya taimaka wa ma'aikatan su sami sama da dala miliyan 200 daga cikin rudaninsu ta hanyar kwamitin raba-tattalin arziki, Side Hustle.

Co-kafa da Shugaba Jason Wilk, wanda ya kafa uku wasu fara-up da kirga Mark Cuban as mai saka jari na farko, ya yi imanin ya kamata masu amfani su sami bashi don yin abin da ya dace akai-akai.

"A Dave, mun himmatu don inganta lafiyar kuɗin membobinmu," in ji Wilk a cikin wata sanarwa da ke sanar da yarjejeniyar. "Mun yi imanin tsarin hada-hadar kudi na gado ya gaza isarwa kuma a yau, fiye da mutane miliyan 150 suna buƙatar taimakonmu don gina kwanciyar hankali na kuɗi."

Yarjejeniyar ta ƙunshi dala miliyan 210 na sirri wanda Tiger Global Management ke jagoranta. Abin da ake kira ba da tallafin PIPE wata hanya ce ta kamfanoni don tara jari daga zaɓaɓɓun gungun masu saka hannun jari waɗanda ke sa farkon kasuwa na ƙarshe zai yiwu. Wellington Management da Corbin Capital Partners suma suna shiga.

SPACs sun zo kasuwa cikin hanzari a cikin shekarar da ta gabata a matsayin madadin IPOs. Koyaya, kasuwa ta yi sanyi kwanan nan a cikin damuwa na tsari da koma baya a hannun jari na SPAC. The CNBC SPAC 50 Fihirisa, wanda ke bibiyar manyan yarjejeniyoyi na premerger na 50 mafi girma a Amurka ta hanyar kasuwa, ya ragu da kusan kashi 4% zuwa yau, yayin da Nasdaq ya sami kusan kashi 7%.

Ya zuwa yanzu a wannan shekara, SPACs 330 sun tara kusan dala biliyan 105, bisa ga binciken SPAC, amma masana sun gargadi masu zuba jari cewa tashin hankali na baya-bayan nan, da kuma faduwar hannun jarin SPAC, zai iya haifar da hada-hadar haɗari a cikin watanni masu zuwa.

Source: CNBC - Alamar bankin da ke samun goyon bayan Cuban Dave yana zuwa ga jama'a ta hanyar SPAC dala biliyan 4

Kamfanin Coinsmart. Beste Bitcoin-Börse a cikin Europa
Source: https://spacfeed.com/mark-cuban-backed-banking-app-dave-going-public-via-4-billion-sac?utm_source=rss&utm_medium=rss&utm_campaign=mark-cuban-backed-banking-app- dave-going-jama'a-ta hanyar-4-billion-sac