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First Centennial Mortgage Makes Scotsman Guide’s 2021 Top Mortgage…

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“Throughout 2020, like many companies, we had to overcome many challenges, but our team responded to the unprecedented consumer demand for historically low mortgage rates by helping over 13,000 individuals and families buy a home or refinance their existing mortgage without skipping a beat.”

First Centennial Mortgage is featured in the most prestigious ranking of residential mortgage lenders – the 2021 Scotsman Guide Top Mortgage Lenders. The company ranked #66 in Retail Volume and #77 in Overall Volume.

“To make this list is remarkable, and we are very proud,” said Steven McCormick, President of First Centennial Mortgage. “Throughout 2020, like many companies, we had to overcome many challenges, but our team responded to the unprecedented consumer demand for historically low mortgage rates by helping over 13,000 individuals and families buy a home or refinance their existing mortgage without skipping a beat.”

Scotsman Guide’s rankings are considered a benchmark for mortgage companies and professionals. Their rankings have been held in high regard as the only trusted, verified lists in the industry. The First Centennial Mortgage listing and complete results of the 2021 Scotsman Guide Top Mortgage Lenders can be found at https://www.scotsmanguide.com/rankings/top-mortgage-lenders.

About First Centennial Mortgage

First Centennial Mortgage is a residential mortgage lender headquartered in Illinois, founded by brothers Steven and David McCormick. Family-owned, the company strives to deliver an extraordinary experience to the communities it serves through an extensive portfolio of mortgage products and services.

The company has been named one of the Top 100 Mortgage Companies by Mortgage Executive Magazine, and one of the fastest growing companies in the U.S. by Inc. Magazine. For more information, visit goFCM.com.

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Source: https://www.prweb.com/releases/first_centennial_mortgage_makes_scotsman_guide_s_2021_top_mortgage_lender_list/prweb17996542.htm

Blockchain

Unique Bitcoin-backed home loan refinancing deal in California

Glen Oaks Escrow has made its first BTC-backed refinancing of a property in San Diego.

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One of Southern California’s largest independent escrow companies, Glen Oaks Escrow, has announced its first property refinancing with a Bitcoin-backed loan.

The company stated that this is the first time a refinancing has been completed using Bitcoin as collateral. In the July 28 announcement it added that it has previously facilitated a number of real estate transactions that used BTC as the form of payment.

Glen Oaks Escrow, which started accepting Bitcoin payments in 2018, views the transaction as proof that Bitcoin’s value proposition is becoming clearer to debtors and creditors. Company Chief Operating Officer Joe Curtis commented:

“Seeing a lender use cryptocurrency for a refinance shows us that this payment method is continuing to grow in how it’s used and who it’s used by.”

He added that seeing the lender rather than the home buyer using BTC in a real estate transaction “tells us that this technology has the potential to continue becoming more prominent, even if it is still considered new to our industry.”

In another crypto related real estate development, a Dogecoin aficionado from the U.S. state of Utah has offered a 10% discount on his property if the buyer pays in DOGE.

On July 27, a local TV station reported that the owner listed the $389,000 home for sale and will accept seven cryptocurrencies but prefers Dogecoin due to his belief the 10% discount would quickly be made up for by Dogecoin price appreciation. After applying the discount, the amount of DOGE required to make the purchase would be around 1.7 million tokens at current prices.

Way back in 2017, Cointelegraph reported on the first-ever BTC real estate transaction which occurred in Texas.

Related: 5 Cities That Let You Buy Real Estate with Bitcoin

These two new stories are the latest positive developments in the real estate sector. On July 23, Cointelegraph reported that an increasing number of real estate firms are accepting payments in cryptocurrency.

CEO and founder of The Crypto Realty Group, Piper Moretti, told Cointelegraph that many buyers purchasing real estate with digital assets are taking loans out against their cryptocurrency, so they can still benefit from holding coins while putting the value to work.

In May, it was reported that buyers could even use Dogecoin to make a property purchase in Portugal. FNTX Capital Suisse partnered with Portugal-based property developer 355 Developments to offer condos for crypto in the capital, Lisbon.

PlatoAi. Web3 Reimagined. Data Intelligence Amplified.
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Source: https://cointelegraph.com/news/unique-bitcoin-backed-home-loan-refinancing-deal-in-california

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Blockchain

Unique Bitcoin-backed home loan refinancing deal in California

Glen Oaks Escrow has made its first BTC-backed refinancing of a property in San Diego.

Published

on

One of Southern California’s largest independent escrow companies, Glen Oaks Escrow, has announced its first property refinancing with a Bitcoin-backed loan.

The company stated that this is the first time a refinancing has been completed using Bitcoin as collateral. In the July 28 announcement it added that it has previously facilitated a number of real estate transactions that used BTC as the form of payment.

Glen Oaks Escrow, which started accepting Bitcoin payments in 2018, views the transaction as proof that Bitcoin’s value proposition is becoming clearer to debtors and creditors. Company Chief Operating Officer Joe Curtis commented:

“Seeing a lender use cryptocurrency for a refinance shows us that this payment method is continuing to grow in how it’s used and who it’s used by.”

He added that seeing the lender rather than the home buyer using BTC in a real estate transaction “tells us that this technology has the potential to continue becoming more prominent, even if it is still considered new to our industry.”

In another crypto related real estate development, a Dogecoin aficionado from the U.S. state of Utah has offered a 10% discount on his property if the buyer pays in DOGE.

On July 27, a local TV station reported that the owner listed the $389,000 home for sale and will accept seven cryptocurrencies but prefers Dogecoin due to his belief the 10% discount would quickly be made up for by Dogecoin price appreciation. After applying the discount, the amount of DOGE required to make the purchase would be around 1.7 million tokens at current prices.

Way back in 2017, Cointelegraph reported on the first-ever BTC real estate transaction which occurred in Texas.

Related: 5 Cities That Let You Buy Real Estate with Bitcoin

These two new stories are the latest positive developments in the real estate sector. On July 23, Cointelegraph reported that an increasing number of real estate firms are accepting payments in cryptocurrency.

CEO and founder of The Crypto Realty Group, Piper Moretti, told Cointelegraph that many buyers purchasing real estate with digital assets are taking loans out against their cryptocurrency, so they can still benefit from holding coins while putting the value to work.

In May, it was reported that buyers could even use Dogecoin to make a property purchase in Portugal. FNTX Capital Suisse partnered with Portugal-based property developer 355 Developments to offer condos for crypto in the capital, Lisbon.

PlatoAi. Web3 Reimagined. Data Intelligence Amplified.
Click here to access.

Source: https://cointelegraph.com/news/unique-bitcoin-backed-home-loan-refinancing-deal-in-california

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Real Estate

Texas Premier Locksmith in Dallas Offers 10 Percent Discount on…

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Keyless deadbolts—also known as electronic deadbolts—represent a significant advance in residential and commercial security. Instead of requiring a key for entry, they use an access code. Some also have voice control, wifi, and alarm options.

Texas Premier Locksmith has seen an increase in requests for keyless deadbolt installation thanks to their high-tech advantages. For one, homeowners never need to worry about being locked out of the house when they forget their keys; a keyless deadbolt is unlocked with a unique PIN. Because they’re powered by batteries, they are not affected by power outages, but they do have backup access to ensure that even if the batteries run out, the deadbolt can be opened.

Many brands of keyless deadbolts can be integrated with home and commercial security systems, offering customers peace of mind knowing they have an extra layer of protection from intruders. Some keyless deadbolts even have the ability to connect to lights within a home or business, so they can be set to turn on when the deadbolt is opened.

Texas Premier Locksmith is pleased to help Dallas homeowners take advantage of this new technology by offering a 10 percent discount on keyless deadbolts for the entire month of August.

With same-day services, licensed and insured technicians, and high quality equipment and materials, Texas Premier Locksmith is the top choice of homeowners and businesses looking for expert keyless deadbolt installation in Dallas.

About Texas Premier Locksmith

Texas Premier Locksmith provides expert locksmith services in Dallas, TX and its surrounding area. Learn more about their services by visiting https://txpremierlocksmith.com, calling 972-301-2292, or stopping by their storefront at 6959 Arapaho Rd. Suite 125, Dallas,TX 75248.

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Source: https://www.prweb.com/releases/texas_premier_locksmith_in_dallas_offers_10_percent_discount_on_keyless_deadbolts/prweb18094332.htm

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Real Estate

Solvang Insurance Agent Tips to Help Home Owners Protect Their…

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insurance Solvang

A home can be an asset that pays off when it’s time to move to a larger home, for college tuition and for retirement.

The online real estate “firsttuesday Journal,” reports that more than 47,000 homes sold in California in March 2021, 39-percent higher than the previous year. Homeownership is a primary goal for many in California and across the nation and Rick Torres, owner of R.W. Torres Insurance Agency in Solvang said, “It’s important to protect this valuable asset.”

For most, a home is the largest purchase they will make in their lifetime. A home can be an asset that pays off when it’s time to move to a larger home, for college tuition and for retirement, plus a variety of other situations. “Homeownership is a significant achievement and an important part of life,” said Torres. “New homeowners celebrate by hosting a housewarming party to share their new home with friends and family, but there are some other important ways to mark the achievement of buying a home.”

Tips for helping protect the investment of a home include:

  • Mark the calendar for scheduling important home inspections. Inspecting the roof and underneath the home, termite inspections, electrical inspections, inspecting plumbing for leaks and identifying and eliminating fire hazards inside and outside can be critical for preventing serious damage. National Home Ownership Month, in June of each year, can be a good reminder for taking care of some of the business of homeownership.
  • “New buyers, especially first-time buyers, can benefit by setting aside a specific time to plan and review the new home purchase budget,” said the Solvang insurance agent. “If the home is already in escrow, or you have moved in, take some time to prioritize and estimate the cost of any improvements you want to make. Some things, like landscaping, can be completed section by section, spreading the cost over time.
  • Homeowner insurance is part of the family budget, but it’s also part of the home purchase/maintenance budget. Those who already own a home are going to benefit from a review. Events such as an increase in salary, a new baby, a marriage or divorce, even the death of a partner, can change the owners’ liability risk. It’s important to be sufficiently protected.

“Homeowners insurance not only protects the owners and their families from risk,” said the Solvang insurance agent, “it helps protect the family in the event the home is damaged, if personal possessions are stolen or damaged or if someone is injured on your property. The value of the home also influences the owners’ liability risk. First-time homeowners want to be sure their risk is minimized and that the home is insured at the correct value.

Rick Torres owner of the RW Torres Insurance Agency has been a State Farm Insurance agent since 2007 and provides a full suite of State Farm Insurance products, including Auto, Home, Property, Business, Life, Health. Torres is also an active member of the Solvang and Buellton Chamber of Commerce, National Association of Insurance and Financial Advisors and an affiliate of the Santa Ynez Association of Realtors.

RW Torres Insurance Agency, Inc.

540 Alisal Road, Suite 4

Solvang, CA 93463

(805) 688-5418

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Source: https://www.prweb.com/releases/solvang_insurance_agent_tips_to_help_home_owners_protect_their_investment/prweb18097781.htm

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